Property Portfolio – Who Needs a Pension Scheme?

April 8, 2008

pension plan real estate investingDo you have enough in your pension scheme to comfortably retire? Will you have by the time retirement looms? How much do you need to retire? Does around £25,000 a year sound about right — this means you will need a retirement pot of around £500,000!

Various Friends and Family members have pensions through work, they pay in around £300 per month and this gives you a pension of around £108,000 of your own money if you work there 30 years. Now say the company you work for matches that money, that’s £216,000, after 30 years of work and an annual pension of just £10,800!

Ok, say I can show you how to have a decent sized pension and you needn’t put anymore than around £300 in… interested? The Answer is Property Investment, more specifically Buy to Let. Read more

Popularity: 9% [?]

Advantages of Purchasing Property “Off Plan”

April 7, 2008

off plan real estate investingWhat is “Off Plan” property purchasing?

An off plan property is a property that is sold before it has been constructed and where the buyer only have the property plans provided by the architect as a guidance of how the finished property is going to be. Today off plan property refers more or less to all new developments that are sold before the termination of the construction of the property and not as it used to be only properties in the initial stage before the construction had started.

One of the biggest differences between a resale property and a property in a new development is the seller. Off plan properties or new developments are sold directly by the developer whereas traditional resale properties are normally sold by a private owner.

What are the advantages of purchasing property “Off Plan”?

Reserving a property at Off Plan stage (typically you will have just the Architects floor & site plans, elevations and specification to base your decision on) has proven popular with a variety of investors and home-buyers for many years.

Buying property Off Plan offers a number of benefits. The major benefit and attraction for potential purchasers is the capital growth which can accumulate from the Off Plan stage through to physical completion of the property. Read more

Popularity: 8% [?]

Buy to Let Affordability

April 5, 2008

Buy to let has been a thriving investment product for quite a few years now, the fact that many would be purchasers cannot afford to get on to the property ladder has made sure that there is always enough demand for rental property.

Now with the increase in interest rates and the decline of many buy to let mortgages numerous investors have stopped investing in buy to let and are instead looking at other avenues like overseas, flip sales and re-possessed property.

Does this mean the end for buy to let investment? Well let’s look at the factors. The first thing you learn about in any Business Course is the simple principle of demand and supply.

Less Supply + More Demand = Increase in Prices.

More Supply + Less Demand = Decrease in Prices.

So how can we be talking about the decline of Buy to Let if demand is so high, has supply really outweighed demand?

I do not think it is as simple as that, true, there is high demand for property at the moment, and true, this has driven prices up in the last few years. This in turn has led to many properties being priced out of potential purchasers price ranges. Read more

Popularity: 3% [?]

Buy Undervalued Las Vegas Real Estate at PropertyHookup.com

November 25, 2007

las vegas discount real estateReal estate inventory has increased and prices have dropped in several areas across the nation one of which is Las Vegas, Nevada. Several years ago this sin city was a hot area for real estate investors who boasted property increases of ridiculous numbers like 50% in a year. Those days are far gone and now many property owners are having to foreclose because they can’t make their mortgage payments.

I was actually one of those real estate investors who purchased a single family home during the boom and rented it out for two years before having to sell at a small loss. I honestly was lucky to sell (my house was on the market for 4 months) and only did primarily because I offered seller financing. The person who ended up buying my house had poor credit and couldn’t qualify for a loan which gave me a distinct advantage over the dozens of other houses on the market. Not only that, but I had a great realtor by the name of Geri Martucci at Keller Williams who helped me market the property using many different channels and methods. Read more

Popularity: 5% [?]

How To Buy Apartment Buildings

November 2, 2007

apt buildingWhy buy apartment buildings? Well, you should get more cash flow than with rental houses. Of course, big projects do take more time and research and cash, but then they pay you for year after year.

It is easier to start investing in single family homes than apartment buildings. If you have done so, however, you have noticed how difficult it is getting to get positive cash flow from houses. Even if you do squeeze a little out of each, it can take a lot of them to have a decent income.

Like in a Monopoly game, at some point you may want to trade in your little green houses for a big red apartment building. One apartment building may provide as much cash flow as twenty little houses. And once you have management in place it may be a lot less work. Read more

Popularity: 28% [?]

Las Vegas Real Estate Investor Loses 16 Homes

October 21, 2007

las vegas real estateDuring the height of Las Vegas’s real-estate boom two years ago, property investor Rob Rozzen bought 16 homes, hoping that skyrocketing prices would pump up his retirement nest egg.

Now, Mr. Rozzen says he is considering filing for bankruptcy protection. As the housing market slowed, the 40-year-old was unable to sell the homes, and his full-time job as a real-estate agent was no longer able to support mortgage payments totaling $45,000 a month. So one by one, over the past 14 months, Mr. Rozzen has stopped making payments on his investment properties, for which he paid between $226,000 and $390,000, and lenders have foreclosed. Read more

Popularity: 8% [?]

Important Tips To Keep In Mind Prior To Investing In Real Estate

October 11, 2007

real estate tipsA smart investor’s earning potential is really high, as a Real Estate property only appreciates with the passage of time. With the booming Real Estate markets, the youngsters have actually started looking at Real Estate investments as great options to secure their future. There is nothing wiser than buying a flat at a young age, when your liabilities are low, and then selling it at peak at double its purchase price. To reap benefits, you need to however sow smart. As in, there is a lot of groundwork involved in finalizing a property and investing in it.

Invest smart
You need to study the Real Estate market well before finalizing the property in which you want to invest. The key areas where you should focus are: condition of the house, locality in which the house is located, prevailing rentals in that particular area, infrastructure of the area in terms of availability of recreational, health, and transport facilities in the area. Resale value of a house located in a developed area is huge; hence, prefer buying a flat in a developed locality. Read more

Popularity: 5% [?]

Create Your Own Duplex Investment

October 7, 2007

real estate duplexYou can create your own duplex investment by converting a home into a duplex. This can make a negative cash flow house into a positive cash flow duplex. Of course, zoning and permit problems are definite possibilities.

Houses may be a losing proposition as rentals in your area. They are in many areas now. However, if you find the right kind of home, you may be able to convert it into a duplex and turn that cash flow situation around. Let’s look at an example.

Make A Duplex Investment

First you go to the county or city to find out what residential areas are zoned for both single family homes and duplexes. Take a map and mark it well, so you won’t waste your time looking at houses that you’ll never be able to convert. You don’t want to try to get properties rezoned for small projects like this – it just isn’t worth the trouble and probably won’t succeed. Read more

Popularity: 10% [?]

Real Estate Investing – Follow The Growth?

October 3, 2007

Follow The GrowthReal estate investing would be easy if you could tell where the prices were going to rise the fastest. But isn’t that pretty clear sometimes? Have you ever watched as the town you live in started to grow? Wasn’t it somewhat predictable where the new stores, businesses and houses would show up next?

There are usually some easy-to-spot factors that determine these things. In a town like Lone Pine, California, for example, there are huge tracts of national forest land or other government land on either side of town. Since nobody can build on this land, they are left with a narrow strip of real estate alongside the highway. As the area grew, it was no real surprise that vacant lots at the edge of town went up in value. Read more

Popularity: 10% [?]

The #1 Factor Great Real Estate Deals Are Built On – Motivation

September 19, 2007

Money Bag HouseBeing a real estate investor, I’m always on the lookout for a good deal. That’s probably no surprise but if you ask 99% of all real estate investors I bet you the #1 important factor in real estate to them is location location location. Although this may be true for finding a property you want to live in, it’s not always true in finding a seller who has strong motivation to sell. This is really the first key ingredient in finding a good deal to invest in. Read more

Popularity: 7% [?]

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