Home Insurance - Where to Start
August 16, 2008 by David
Picking the right insurer for your home can be a daunting task especially if you’re a new home buyer with no prior experience. There are so many providers out there with such a vast range of insurance packages, it’s difficult to tell which is the right plan just for you.
Fortunately the internet makes home insurance shopping much easier especially with sites like InsWeb for the US and Money for UK residents. InsWeb provides a free database which offers quotes from up to 8 insurers and the UK Money site provides up to 20. They are basically search engine comparison sites so you can access quotes from one location without having to hop from one insurance site to another.
There’s also an article on the CNN site under the money section which I recommend reading that discusses the top things to know about insurance. They even provide some other good articles worth reading pertaining to home ownership in general.
Insurance coverage and requirements also vary based on which state and country you live in. For example, I live in San Francisco which is very earthquake prone so an optional earthquake insurance option is available. Others who live in the mid-west are prone to hurricanes so their insurance will be more expensive. Regardless of your location, it’s always important to seek out and find at least 2-4 quotes before making your decision. Not only will you save money but you’ll also have peace of mind knowing that you didn’t just select the first insurance plan you came across. Good luck in your search!
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[...] I mentioned in my previous post about researching home insurance policies, using a search engine comparison site is the best way to compare and find deals catered [...]
This is great information. I’ve been shopping for home insurance and didn’t know where to start. thanks
Thanks - this is really great information. http://www.homegatedirect.com
It’s true, many people do not realize what information there is about home insurance or how important the right coverage is. Great info!
It is also important to start looking early, not just two days before your home purchase closing or renewal date. It can often take a while to get quotes from different companies and negotiate the best rates.
[...] I mentioned in my previous post about researching home insurance policies, using a search engine comparison site is the best way to compare and find deals catered [...]
Make sure you start looking early and find the right insurance for you and your needs. Use the Internet as a tool and ask a lot of questions. Shop around and find what is best for you.
I was reading your article, what great advise. Can you tell me how I can start looking for insurance?
Great article! This is usually the last thing people think about when buying a home!
Its very nice article for all beginners.
Nice article.. I’m not a beginner at real estate, but still this has been very helpful for me..
-david
a very pretty article, beginners can get a lot of it and the non-beginners a little brush-up
I would say starting online and searching locally is a good spot to start.
Great article i read its many time it is necessary at a time thanks for share it useful information.
wonderful posting i read its many time it information is very important at a time thanks for share its.